Roll a self-directed IRA or Solo 401(k) into the fund
Custodians we work with include Inspira Financial, TD Bank, and Edward Jones. Tax-deferred distributions stay inside the retirement wrapper.
Move retirement dollars into real estate secured paper
The path from a traditional IRA or 401(k) to a note-fund position runs through a self-directed custodian. Open the SDIRA account, direct a trustee-to-trustee transfer, complete the fund's subscription paperwork, and the custodian funds the position on your behalf.
Quarterly distributions return to the custodian's cash account inside the retirement wrapper. Tax on those distributions is deferred until you take income in retirement.
Custodian specs
- Approved custodians: Inspira Financial, TD Bank, Edward Jones
- Account types: SDIRA (Traditional, Roth), Solo 401(k)
- Transfer path: trustee-to-trustee, no early-withdrawal penalty
- Distributions: quarterly, back into the custodian cash account
What the retirement wrapper adds
Tax-deferred growth
Quarterly distributions compound inside the account, no annual tax bill.
Custodian handles admin
The custodian executes the subscription and records the position.
Income options later
Take income in retirement, or roll into a Roth on your schedule.
Turn your 401(k) into quarterly cash flow
Book a call with the fund manager before you initiate the rollover.