Supplemental 401(k) Plans & Income Solutions

A supplemental retirement plan is not always a 401(k). It can refer to any additional strategy used to build retirement income beyond a primary employer plan, including IRAs, self-directed accounts, deferred compensation, or alternative investments. The CEO Fund focuses on helping accredited investors use eligible self-directed IRA or 401(k) funds to access passive mortgage note income opportunities.

The strategy involves allocating eligible self-directed retirement funds into professionally managed mortgage note investments. Instead of directly owning rental property, investors participate in a fund that acquires and manages real estate-backed notes. The goal is to generate consistent cash flow from mortgage payments while maintaining exposure to tangible collateral across diversified property types and markets.

The CEO Fund is designed for accredited investors, including high-net-worth individuals, institutional investors, passive income seekers, and self-directed IRA or 401(k) investors. Accreditation generally involves meeting income or net worth thresholds under securities rules. Investors should review fund documents carefully and consult their financial, tax, or legal advisors before making allocation decisions.

The fund invests in Grade A–C mortgage notes backed by real estate, including multifamily properties, single-family homes, mobile home parks, commercial properties, and tax liens. The portfolio may also include related real estate assets, construction syndications, and lending opportunities. This diversification is intended to support cash flow while reducing dependence on any single property or market.

The onboarding process begins with signing up and reviewing the fund documents. Next, prospective investors schedule a call with the fund management team to discuss account structure, objectives, and suitability. After completing documentation and funding requirements, investors may participate in the fund and receive reporting and distributions according to the fund’s stated schedule.

Yes, the strategy is built for passive income seekers who want real estate exposure without traditional property ownership responsibilities. The CEO Fund manages note acquisition, financing, development oversight, asset management, and portfolio execution. Investors gain access to mortgage-backed income potential without handling tenants, repairs, rent collection, vacancies, or day-to-day property operations.

The fund’s stated approach emphasizes consistent cash flow, real estate collateral, geographic diversification, and professional management. However, all investments involve risk, including borrower performance, market conditions, liquidity limits, and asset valuation changes. Prospective investors should review risk disclosures in the fund documents and determine whether the opportunity fits their overall retirement and income plan.

The CEO Fund reports that investors can receive cash distributions from fund activity, with onboarding materials referencing quarterly distributions and fund positioning focused on monthly mortgage payment income. Actual timing and amounts depend on fund performance, documentation, and account structure. Investors should rely on the current offering documents for distribution policies and payment expectations.